Sep, 2025

Sponsoring Outside Property Deals: When To Fund Investments

You should be picky about who you partner with on real estate investments, especially when they are outside property deals – or not in your typical network. It’s very important in today’s stale rental property market. Rob Rowsell explains the numbers that he looks for when when he considers investing in outside property deals.

Outside Property Deals

Rob had sound advice for a caller who asked if he ever funded outside property deals. He always does his homework, especially in tricky real estate markets like the 2025 US landscape.

To use a baseball analogy, you need to look for home runs! This means that you are confident that you can raise the units to less than 15% vacancy total. Translation: 10% physically and 5% economically. If a deal looks like a double or less, he will not consider it. Underwrite accordingly in order to keep up with current trends.

When you are stress testing potential investments, examine the underwriting numbers with your trusted team. Lenders should always help with assuring Ordinance and Law insurance coverage. Make sure your that your insurance agent knows that you need Freddie Mac and Fannie Mae compliance in your policy agreement. It will cost you an arm and a leg today, but better two limbs now than four down the line.

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

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Sep, 2025

Multifamily Property Insurance Cost: How Much Should I Pay?

Multifamily Insurance Cost is always a hot topic. A caller with commercial property investing experience was looking to add more multifamily property to his portfolio. He was surprised to learn how expensive rental apartment rates could be. This is especially true in high risk areas like Florida and Houston. Rob Rowsell does not buy properties in these areas for that reason. He always consults with his real estate insurance agent. They review the insurance documentation in order to determine not just what IS covered, but what is NOT covered!

How Much Should Your Multifamily Insurance Cost?

On a recent Inner Circle Community call, Rob took questions from callers. One attendee, John, asked a follow up question from another who asked about accepting capital from investors outside of her circle.

Rob mentioned multifamily insurance cost as part of the due diligence process, and included a baseline number from past ventures. John asked for clarification on that baseline number, $250 per door. Rob explained that the figure no longer applies. Insurance per unit is much higher across the board in 2025.

He cited the high insurance coverage rates in areas of the country that are at high risk for tornadoes, hail, hurricanes, and other natural disasters. By and large, insurance companies classify the entire state of Florida a hurricane risk, even though the coasts are most susceptible. Therefore, Rob does not buy properties in the Sunshine State. Houston is also a high risk area, so it yields higher insurance premiums for multifamily investors. Lately, Rob has encountered typical rates of $700-2800 per door.

These figures floored John, a commercial investor in Maryland. He asked if the owner pays out of pocket to rebuild to code in the event of property damage. Rob mentioned that this rule does not apply to commercial properties, unless it is a residential commercial building.

When you as a multifamily apartment investor want clarification on their coverage, you should read the section entitled “what is not covered”. If you do not find the answer, make sure to email your agent and get it in writing. At the very least, you will have proof that you asked about your coverage in writing.

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

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May, 2025

3 MUST READ Books For Investing! Wealth, Time, Wisdom Tips

Multifamily Real Estate Investor Rob Rowsell never stops reading. He’s here to recommend three must read books for investing in property. Learn about managing your time and money, and, most importantly, growing spiritually.

Rob’s Must Read Books This Month

Rob quickly summarized three of his current must read books. His recommendations covered wealth mindset and how we should view our time, as well as the importance of Biblical wisdom.

The Psychology Of Money

First up, Rob recommended Morgan Housel’s classic The Psychology Of Money. This is NOT a one time read, but rather a reference book you will pick up again and again. Rob promises reading and applying the lessons from this book will change your entire outlook on investing!

Buy the book on Amazon here.

Buy Back Your Time

Next up is Dan Martell’s Buy Back Your Time. Time is the one commodity that we can’t get more of. When you grasp that concept fully, with the help of this book, you will understand the importance of valuing it. This book also is a great reference that you will want to highlight sections of. Because of its impact on him, Rob was inspired to hire a virtual assistant to sift through his mountain of emails each day.

Buy it on Amazon here.

Must Read Books, Continued: The Richest Man Who Ever Lived

We all could use more Biblical wisdom in our lives, whether or not we are Christians. Steven K. Scott’s book The Richest Man Who Ever Lived collects King Solomon’s secrets to success, wealth, and happiness. When we first seek God’s Kingdom, He will provide everything else we need in life (Matthew 6:33).

Buy the book on Amazon at this link.

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!