Ready for some personal development books that will change your life? Rob has spent a lifetime amassing wisdom. These are the recommended reading books that he returns to time and time again! Want to check these out for yourself? Then buy them on Amazon with the links below:

• The Psychology of Money
• Buy Back Your Time
• The Richest Man Who Ever Lived
• The 7 Habits Of Highly Effective People

Recommended Reading For Personal Growth

Rob starts off the clip reminding us that readers are leaders. Yes, that’s a cliche’ we’ve all heard before, but it’s a cliche’ for a reason – it’s true!

The Psychology Of Money by Morgan Housel is first on Rob’s recommended reading list. He promises that reading this book will change your outlook on both investing and wealth. Buy Back Your Time by Dan Martell may not be a comprehensive guide, but it will help you understand how much you should value your time. Remember, time is the one commodity you can not get more of! The Richest Man Who Ever Lived by Steven K. Scott has helped Rob apply Godly wisdom from the Book of Proverbs to his life. Remember, God gave Solomon a choice between wealth and wisdom. Solomon chose the gift of wisdom, so God blessed him with enormous riches as well. After all, a fool and his money are soon parted.

Finally, Rob highlights The 7 Habits Of Highly Effective People by Stephen R. Covey.  He constantly references this book in our community meetings, with good cause. This book is a game changer, teaching how to center our business and personal lives around principals. You don’t have to read it all the way through again to learn from it. Flip to a chapter that applies to your current needs for a quick refresher course.

Although Rob listens to audiobooks on the go, he stresses that physical books are better for learning. He practices repeating and highlighting passages that jump out at him. When you have a book in front of you, rather than Airpods in your ears, chances are that you are focused in. There’s less of a chance that you’ll be distracted by something you see while reading.

Join The ATL Inner Circle Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

You have investments, ranging from your business to real estate holdings to stocks. Rob Rowsell explains an essential tool to keep up with them: a spreadsheet tracking financial progress, which he calls the Strategic Financial Analysis Form. All members of Rob’s Addicted to Life Community have access to this form, as well as his guidance to make the most of it. Track your active and passive income and watch them grow over time as you approach financial freedom!

The Only Spreadsheet Tracking Financial Progress You Need

First, Rob pulls up the spreadsheet. He then breaks down each section for the callers, since it may overwhelm the untrained eye. Sections in the form track assets, income, and expenses from last period and this period. The Income section is divided into Active Income, Passive Income, and Passive Residual Income (PRI). Net Worth from Passive Income generally includes capital gains from passive investments. PRI includes such numbers as rents, royalties, and interest.

Rob then punched in a few sample numbers to show how they interact with each other. The Financial Freedom Formula automatically crunches the numbers and tracks where the sample user is in their journey to their ultimate goal. A spreadsheet tracking financial progress is so crucial to meeting that goal. Join our community today and make use of this great resource!

More Info About Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you how to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

Rob Rowsell started from nothing to become a wealthy investor. In this video, Rob explains real estate wholesale for beginners. Rob has mastered the art of wealth building through property investing. Learn from the best and join Rob’s community!

Real Estate Wholesale For Beginners – How To Start Investing

The real estate market in the United States has exploded in recent years as property values have risen. Naturally, savvy investors have jumped in and reaped huge benefits. If you’re just getting started in property investing, how do you get a foot in the wholesaling game? On a recent ATL Inner Circle Community gathering, Rob unveiled the secrets to the real estate wholesale strategy.

When Rob buys a wholesale property, he approaches the seller with paperwork in hand, and a very small amount of cash. His “Favorite Five” investors are standing by, cash in hand, awaiting the results of the inspection and termite check he has commissioned. Having developed great relationships with these buyers, many of them pitch in for the property sight unseen. God blessed Rob with these connections, and he has worked very hard to cultivate them. As you gain experience in the real estate investing market, it’s up to you to leverage these connections when you find them.

Rob finally sums everything up, stating that real estate wholesale is a great way for beginners to get into buying property. It is also one of his favorite strategies, because of the low barrier of entry, cost wise. As long as you study, network, and choose properties wisely, you are bound to find success.

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

If you’ve ever considered investing in a Large Apartment Rental, then now is a great time to start! Successful Real Estate Investor Rob Rowsell answers your questions about starting out as a real estate investor. If you are looking at adding a large apartment complex to your investments, you can’t miss this video! Learn from a seasoned pro with decades in the property wealth game!

Large Apartment Rental In A Nutshell

One of Rob’s callers expressed interest in breaking into the large apartment rental market. She asked how Rob got started in the business of investing in large apartments.

Rob explained that he started his education from RE Mentor school in 2009. That school passes on the teachings of successful property mogul David Lindahl. After nine years of hard work, Rob earned a spot in RE Mentor’s Hall of Fame.

Even with his education, he still invested in another student’s deal in order to learn the ropes. Rob was still busy with scaling his multi-site auto repair business, so he could not devote 100% of his energy to real estate. Over time, Rob invested in bigger deals, as he prepared to exit the automotive industry and sell his shops. The year 2018 was when he transitioned to focusing on larger properties that would yield passive recurring income.

The caller followed up with a great question: had Rob ever used his equity from a 1031 exchange deal to purchase a larger apartment. After selling a four-plex and a 12-plex, his group bought a 70-plex. Then, he pivoted a 1031 deal into owning one half of another party’s 96 unit complex. The majority of Rob’s 1031 exchange deals have been under others’ deals. Once he explained this, Rob revealed details of some sample deals. Rob expanded on the concept of “Tenant In Common” as it relates to syndication deals.

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

Investing in Commercial Real Estate may seem risky. If you do it right though, there are tons of hidden benefits – not to mention the huge profits! Successful real estate investor Rob Rowsell explains how multifamily investments qualify as commercial real estate, just like storefronts and other commercial retailers. Rob also explains the benefits of a Triple Net Lease, and the importance of carrying the right insurance coverage. This is a great primer for real estate investing beginners.

Is Investing In Commercial Real Estate For You?

A participant on a recent Inner Circle Community call joined in on Rob’s Q & A. He recalled the saying that all property investors end up investing in commercial real estate. Is that really true? For Rob, it is, but in more than one way.

Rob explained that real estate professionals refer to multifamily investments as “commercial residential properties”. Since multifamily is Rob’s bread and butter, you could say he is deeply entrenched in investing in commercial real estate.

He also invests in Triple Net Lease properties. These range from single tenant buildings, such as Walmart stores, to strip malls housing multiple businesses. There are variations on the Triple Net Lease model. Rob explains that when you invest in a True Triple Net Lease property, the tenant pays for taxes, insurance, and maintenance. You are free and clear to invest or spend their rent checks, without paying for any of those bills. However, Rob always takes out an additional insurance policy on each property just in case tenants’ policies lapse or get canceled.

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

Want to start investing in small apartment buildings? Let rich investor Rob Rowsell teach you how to do it the way he began! This is a huge opportunity for recurring income if you follow Rob’s teaching! Watch this intro to small apartment investing, then consider joining Rob’s Addicted to Life Community for personal guidance in your wealth investment journey!

Investing In Small Apartment Buildings For Big Returns

Rob sometimes welcomes questions from callers in his Inner Circle Community sessions. On this call, a participant asked about investing in small apartment buildings. How does one break into this potentially lucrative property investment market? As always, Rob was ready with an answer from his vast experience.

To start, Rob cited some new incentives the US government recently created for four-plex buyers. If you plan to live in one of the spaces, you can also rent the other three out, with a very low down payment. Even without that incentive, investing in small apartment buildings can still be lucrative.

The challenge is finding these spaces before other investors do, since you can still turn a healthy profit without filling the entire unit. If you have relationships with real estate brokers, then you should leverage them! Often, brokers will clue you in on properties before they list them, in order to save themselves the expense. That way, you can snatch the apartment up before someone else does.

Before Rob expanded into commercial real estate, AirBNB, and large apartment properties, he started by investing in small apartment buildings. If you do your homework, this could be a great investment starting point for you, too!

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

Airbnb Property Investments are a relatively new market for investors. There’s a lot of opportunities for big returns if you know what you are doing! Let wealthy real estate investor Rob Rowsell get you started in your short term rental property business!

The Booming Airbnb Property Investments Real Estate Market

Whether or not you have stayed at an AirBNB, VRBO, or other short term rental, you are likely familiar with the concept. The AirBNB company, for example, started out as two friends harnessing the power of the Internet to sublet their own property. Everyday people have flocked to the app, renting out rooms or entire homes to strangers for extra income. Eventually, real estate investors caught on to the trend, snatching up houses and apartments specifically to invest as short term rentals. How can a beginner participate while avoiding potential pitfalls of this online based industry?

Setting the table, Rob tauts AirBNB property investments as a great profit to effort ratio. Once your ad is set up on the app service, you can easily manage the property online. You will need a housekeeping service to clean it and inspect it after tenants leave, and a coded lock for the doors. Location is the big key to success with short term and mid term rentals. You want to invest in an area travelers will find safe and convenient. If you can keep the occupancy rate at 60%, you’re in good shape. Anything above that is a bonus!

Finally, Rob blesses us with one last piece of wisdom based on his own success with AirBNB investment properties. You want to choose short term rental investments based in places you would like to visit! After all, when the property is not occupied, it would be available to you free of charge for your own family getaways or business meetings.

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

Rob explains what real Biblical Church Membership looks like. God does not call us to merely attend church, sit in the pews, and listen. If we are serious about our spiritual walk, we will get involved. God is at work, and it’s up to us to seek out a church where we can join in! The Bible teaches us to God’s hands and feet in our communities, so heed God’s Word; Become a member of a Bible believing church, and take action in loving the people around you!

Church Attendance – NOT Biblical Church Membership

Rob starts out by listing what Biblical Church Membership does not look like. Specifically, he points out what it looks like when folks just attend worship services and do not contribute to God’s ministry.

Biblical Church Membership Looks Like This…

Volunteering

The Lord isn’t always interested in our ability so much as He is our availability. Sacrifice your time and talents as a volunteer in your local church on Sundays. When you serve others, you are following Christ’s example, as well as helping your church body carry out its mission. This will look different for different people. Rob cited the example that his wife Claudia volunteers in the nursery, but holding babies isn’t his forte. He often joins the prayer team before services to prepare for God’s blessings and pray for those who need them.

Tithing Your Treasure

If you are a Christian and you don’t think giving a tithe is important, then you should turn in your Bible to Malachi 3:9-10. God literally curses the whole nation for not tithing! Conversely, He promises to bless his followers who tithe from their income abundantly!

Biblical Church Membership Means Sharing Your Testimony and Building Relationships

Rob has a powerful testimony. God brought him up from life on the streets and drug addiction. Now, he is blessed with a beautiful family and successful business ventures, not to mention his physical health. Rob has been privileged to share his story and help his churchmates, opening up his home for meals and small group meetings. You never know who could benefit from hearing and seeing how God has changed your life. Who knows, building friendships with those in your congregation could bless you even more!

Deeper Study and Additional Attendance

Continuing the example of helping others in your church, Rob mentions seizing opportunities to get involved past weekly Sunday services. Rob leads a group of young businessmen in a Wednesday Bible Study. He and his students study God’s Word as they grow closer to Him and each other. Rob also attends the Celebrate Recovery events on Monday nights. While Rob speaks about his experiences in the past with drugs to encourage others, there are also a variety of other “hurts, habits, and hangups” attendees seek to overcome together.

Serving Others Outside the Church Walls

A church isn’t a building. It is rather a group of living, breathing humans called to love God and love others. That means moving beyond the church walls to serve others in the community. One opportunity Rob’s local church affords its parishioners is to feed and clothe the homeless every Tuesday. Jesus taught us that how we’ve treated “the least of these” is how we treat Him in this life. Each week, one to three individuals at these events surrenders and asks for help with drugs and alcohol addiction. The church serves them by paying for their rehabilitation. Many of the graduates go on to help with the church’s homeless relief program themselves.

Next, Rob runs down a ministry he is very proud of. Three times each year, he organizes a group to build houses in Mexico. On a chance visit south of the border, God impressed on Rob’s heart to leverage his connections to assemble these groups for this mission opportunity.

Inviting Others To Share In Biblical Church Membership

Finally, Rob explains how a long season of prayer and invitation led his sister to join him for worship each Sunday. He shows photos of other friends and family who have joined in Biblical Church Membership with him. It may be uncomfortable, but you will never regret inviting your friends, loved ones, and even enemies to worship in God’s house!

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

What you don’t know about your Retirement Plan might shock you! A traditional 401k Wealth Bucket Model may not be right for you. What if your bucket of money runs out before your retirement years are over? When you rely solely on that bucket of money, the expenses can drain it over time.

The Wealth Bucket Model Retirement Plan is Broken.

Just like Steven Covey’s book The Seven Habits of Highly Effective People outlines, we are going to begin with the end in mind. Although small details vary between us, we all want the same thing out of life. We want freedom! More specifically, we want the time to do the things that fulfill us. Hopefully, we can make that time before we are too old to actually enjoy them to the fullest.

Rob outlines the means to this system as your Wealth Operating System, or your CORE Fund. This is the base of your financial freedom. Eventually, your CORE Fund should be generating Horizontal Income 1.3-1.5 times the amount of your Vitality Number. This is how Rob encourages members of his financial community to approach retirement planning. However, most Americans foolishly lean on a Wealth Bucket Model, which we will explain.

What Is The Wealth Bucket Model, And Why Should We Not Use It Exclusively?

The big picture on the Wealth Bucket Model? Most of us have a 401k retirement fund. There is nothing wrong with using one as a nest egg. However, when we rely on it exclusively, we run the risk of running out of money and having to go back to work to pay our bills. Rob outlines more below on the biggest expenses that are holes in the wealth bucket model.

Ignorance – The Number One Leak In The Wealth Bucket Model

When we move on from our businesses, we inevitably want to try new endeavors. We often make the mistake of thinking our new ventures will come just as naturally as our pre-retirement ones. If you must invest in new businesses and properties, do your homework, and partner up with experts in those fields.

Taxes – Tax Drag Drains Your Wealth Bucket Model

Reducing Tax Drag is a huge income stream! Rob preaches this point again and again, with good reason. If you can legally reduce your tax burden, then do it! Then invest the difference in assets that will return compound interest.

Vitality Number

Your Vitality Number refers to the cost of living you want to live within. Live within your values and not your vanity! This is the biggest number you can possibly get wrong! You want that trip around the world that your favorite billionaire influencer took. Geat real! You’re not at their level yet. Wait until you are, or you will blow your Vitality Number out of the water.

Fee Drag

Employing wise advisors is mission critical. However, keep a close eye on what they are charging you, and evaluate annually. The value may not be there anymore. Maybe they aren’t working as hard as they used to in order to get you the results you need. It is important to shop around so you can avoid Fee Drag from these providers.

Inflation – The Silent Killer of Your Wealth Bucket Model Investments

You don’t need a wealth expert’s advice to know that inflation is a wealth killer! Keep this in mind as you are calculating your Vitality Number. Create a report of your Personal P and L to find out what that number is.

Join Our Community

Do you own multi-family properties? If not, do you aspire to one day? Then you should consider joining our online discussion group, the ATL Inner Circle Community! Each month, Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!