Rob’s Words Of Wisdom

Take advantage of these FREE multifamily real estate tips by successful Real Estate Investor Rob Rowsell. Learn from Rob how to wisely invest your wealth in multi-family rental apartments. Eventually, you can turn those profits into passive residual income. Subscribe on Youtube and soak up Rob’s Words of Wisdom!

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You should be picky about who you partner with on real estate investments, especially when they are outside property deals – or not in your typical network. It’s very important in today’s stale rental property market. Rob Rowsell explains the numbers that he looks for when when he considers investing in outside property deals.

Outside Property Investor to fund multifamily dealsOutside Property Deals

Rob had sound advice for a caller who asked if he ever funded outside property deals. He always does his homework, especially in tricky real estate markets like the 2025 US landscape.

To use a baseball analogy, you need to look for home runs! This means that you are confident that you can raise the units to less than 15% vacancy total. Translation: 10% physically and 5% economically. If a deal looks like a double or less, he will not consider it. Underwrite accordingly in order to keep up with current trends.

When you are stress testing potential investments, examine the underwriting numbers with your trusted team. Lenders should always help with assuring Ordinance and Law insurance coverage. Make sure your that your insurance agent knows that you need Freddie Mac and Fannie Mae compliance in your policy agreement. It will cost you an arm and a leg today, but better two limbs now than four down the line.

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

 

Multifamily Insurance Cost is always a hot topic. A caller with commercial property investing experience was looking to add more multifamily property to his portfolio. He was surprised to learn how expensive rental apartment rates could be. This is especially true in high risk areas like Florida and Houston. Rob Rowsell does not buy properties in these areas for that reason. He always consults with his real estate insurance agent. They review the insurance documentation in order to determine not just what IS covered, but what is NOT covered!

Multifamily insurance cost - protect your investmentHow Much Should Your Multifamily Insurance Cost?

On a recent Inner Circle Community call, Rob took questions from callers. One attendee, John, asked a follow up question from another who asked about accepting capital from investors outside of her circle.

Rob mentioned multifamily insurance cost as part of the due diligence process, and included a baseline number from past ventures. John asked for clarification on that baseline number, $250 per door. Rob explained that the figure no longer applies. Insurance per unit is much higher across the board in 2025.

He cited the high insurance coverage rates in areas of the country that are at high risk for tornadoes, hail, hurricanes, and other natural disasters. By and large, insurance companies classify the entire state of Florida a hurricane risk, even though the coasts are most susceptible. Therefore, Rob does not buy properties in the Sunshine State. Houston is also a high risk area, so it yields higher insurance premiums for multifamily investors. Lately, Rob has encountered typical rates of $700-2800 per door.

These figures floored John, a commercial investor in Maryland. He asked if the owner pays out of pocket to rebuild to code in the event of property damage. Rob mentioned that this rule does not apply to commercial properties, unless it is a residential commercial building.

When you as a multifamily apartment investor want clarification on their coverage, you should read the section entitled “what is not covered”. If you do not find the answer, make sure to email your agent and get it in writing. At the very least, you will have proof that you asked about your coverage in writing.

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

 

When it comes to over 60 health, Rob Rowsell is an expert. He transformed his health after years of drug abuse, poor nutrition, and sedentary living. Today, he’s running marathons, building muscle, and staying fit as he approaches age 60. Heed Rob’s top 8 health tips if you too want to reach peak fitness.

Over 60 Health: The Top 8 Checklist

Every doctoro recommends this health checklist for over 60 healthWhen we talk about being intentional, we mean writing goals down and referencing them often! Rob’s Over 60 Health Checklist is a great example. Here are all eight non-negotiable elements to a healthy life:

  1. Annual Checkups
  2. Workout Routine
  3. Health Goals
  4. Continuing Education
  5. Sleep and Rest Schedule
  6. Preventative Actions
  7. No Alcohol
  8. Sun Protection

Rob starts out the clip recommending that listeners use ChatGPT as their personal trainer app. Regularly consulting it as a knowledge base is part of your continuing education. A bottom line number to watch: TDEE, or Total Daily Energy Expenditure. Once you enter your vital statistics, the AI app will tell you how many calories you should take in each day in order to stay healthy. Specifically, operating at a calorie deficit is one way to ensure that you lose weight.

Rob does not subscribe to the theory that all adults need eight hours of sleep in order to function properly. In his experience, as long as you are feeling energized and getting good results in your fitness journey, six hours is plenty. Consistent, solid sleep is the key, and that means taking the time before bed to wind down. This way, you will go to sleep faster and sleep more deeply.

We don’t think of it much in the grand scheme of overall health, but sun protection is important. That means consistently reapplying sunscreen, and wearing a big, floppy hat. Skin cancer is no joke!

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

 

Today, Rob Rowsell is as fit as any 60 year old you’ll ever meet, partly due to this fat burning heart rate formula. Not bad for someone was once a “skinny fat” homeless drug abuser! Listen to Rob explain how he burns fat with cardio, weights, and a healthy diet.

Fat Burning Heart Rate Zones ChartThe Fat Burning Heart Rate Formula For Any Age Group

In order for us to burn fat and lose weight, especially as we get older, we have to be intentional. This means researching the best methods to reach our fitness goals, then putting them into practice. One component is finding our personal fat burning formula.

Rob gives an example. When doing cardio exercises, he monitors his heart rate using his watch. He enters that number into the equation to find his heart rate zone.

Find Your Fat Burning Heart Rate With This Equation

Start with the “magic number” 220. Then subtract your age. Finally, multiply the difference by 0.70 (70%). At the time of this video, Rob was 59 years old. According to the equation, his fat burning heart rate was 113 BPM.

For many years, Rob neglected crunching this number and overdid it on cardio. Since his heart rate was too high while running, it was actually burning muscle. Thus, he was canceling out his weightlifting gains.

If we aren’t being intentional about following these numbers, what happens? We simply do not get results. Rob compared a treadmill workout without specific heart rate targets to a basketball game without nets. The fat burning formula provides guidelines in order to supply results.

Macros Explained

Nutrition is also an important factor in fat burning, which is explained by another complementary formula. Your macros refer to the specific nutritional percentages you should ingest in a day. Rob provides an example goal set of 40% protein, 30% carbohydrates, and 30% fats. Rob consults his doctor, as well as his ChatGPT health plan, to know what to eat when. Everyone’s numbers are different, based on individual factors.

Remember, you are the quarterback of your own health! It may seem impossible to reach a healthy weight, but it is not! Take matters into your own hands and put in the work, while you still can!

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!

Self-described Disney Adult Rob Rowsell shows us how he uses the new ChatGPT Agent Mode. He and his wife Claudia now use ChatGPT as their virtual AI travel planner. They use the app to plan everything on their Disney vacation, from hotels to restaurants to sightseeing. Talk about a huge life hack!

Can The New ChatGPT Agent Mode Be Your New AI Travel Planner?

ChatGPT Agent Mode - AI Travel PlannerRob loves to find new ways to use technology. He has developed an acute passion for finding everyday solutions using artificial intelligence apps. AI has helped him to perform a myriad of tasks to assist in his real estate investing pursuits and fitness journey. However, this use is all about fun.

Since Rob pays extra for ChatGPT Pro, he gets early access to special features not available in the free version. When he learned about the new ChatGPT Agent Mode, he jumped in with both feet to try it out.

For the uninitiated, Agent Mode uses its own virtual computer to perform agentic tasks for you. It can interact with multiple websites to perform research and complex workflows. This got Rob’s gears turning. Why not use it to plan the next big trip family trip?

Using the mode, he was able to quickly book the best hotel for his family’s Disney getaway. He also made dining reservations, and planned sightseeing excursions. All of these vacation plans came together with lighting speed. AI solved his problem quickly and freed up a ton of time for other tasks.

Join Our Multifamily Investing Community Today

Do you own your own multifamily rental properties? If not, do you plan to do so one day? Then you should consider joining our online financial group, the ATL Inner Circle Community! Each month, investing pro Rob Rowsell will teach you what you must do in order to build wealth in the real estate business. It’s not quite as easy as it looks! Property taxes, liens, and legal fees can all be hard to navigate, so having a successful guide in your corner like Rob is a must! Sign up today!